Buying your first home

Buying your first home can be a very exciting time. If you’re ready to buy, you may be eligible for government help to get you into the property market.

First home buyer grants and guides

Each state and territory has information and support for first home buyers. You may be eligible for a grant from your state or territory government.

These links will take you away from myGov. You can choose another language on some of the state or territory websites.

ACT	Home buyer concession scheme Information in your language
NSW	Home buyer assistance
NT	First home owner grant Information in your language
Qld	Financial help and concessions Information in your language
SA	First home buyer Information in your language
Tas	First home owner grant
Vic	First home owner grant Information in your language
WA	First home owner grant

First Home Super Saver Scheme

The First Home Super Saver Scheme (FHSS) helps people save money for their first home using their super fund.

Through the scheme, you make voluntary contributions of money into your super fund. You then ask for these funds when you’re ready to buy your first home.

Find out more about FHSS on the Australian Taxation Office (ATO) website. When you’re ready to apply, use ATO online services through myGov.

Saving for a deposit

The Moneysmart website has information to help you budget and save for a house deposit. These links will take you away from myGov.

Getting home insurance

Home insurance can help cover the cost of replacing or repairing your home and belongings if something goes wrong.

You may need to consider the cost of insurance when budgeting. Find out about home insurance on the Moneysmart website.