Buying your first home

Find out about first home buyer grants and saving for a house deposit.

Buying your first home can be a very exciting time. If you’re ready to buy, you may be eligible for government help to get you into the property market.

First home buyer grants and guides

Each state and territory has information and support for first home buyers. You may be eligible for a grant from your state or territory government.

These links will take you away from myGov. You can choose another language on some of the state or territory websites.


Home buyer concession scheme

Information in your language


Home buyer assistance


First home owner grant

Information in your language


Financial help and concessions

Information in your language


First home buyer

Information in your language


First home owner grant


First home owner grant

Information in your language


First home owner grant

First Home Super Saver Scheme

The First Home Super Saver Scheme (FHSS) helps people save money for their first home using their super fund.

Through the scheme, you make voluntary contributions of money into your super fund. You then ask for these funds when you’re ready to buy your first home.

Find out more about FHSS on the Australian Taxation Office (ATO) website. When you’re ready to apply, use ATO online services through myGov.

Saving for a deposit

The Moneysmart website has information to help you budget and save for a house deposit. These links will take you away from myGov.

Getting home insurance

Home insurance can help cover the cost of replacing or repairing your home and belongings if something goes wrong.

You may need to consider the cost of insurance when budgeting. Find out about home insurance on the Moneysmart website.

Page last updated: 17 January 2024