Budgeting with a family

Budgeting

There are many expenses when you have a family. A family budget can be a good way to manage your money. Find out how to do a budget on the Moneysmart website.

Getting help with your family’s costs

You may be able to get financial support for your family. Explore payments you may be eligible for. 

Preparing for school costs

Planning ahead can help with school costs. You may need to pay for uniforms, stationery, fees and excursions. Find out about reducing back to school costs on the Moneysmart website.

You may be eligible for the Saver Plus program. Through the program you can save $50 per month over 10 months and they’ll match your savings up to $500. You can spend this money on an education item, such as a laptop, uniform, textbook, lessons or sports.

Find out more about Saver Plus on the Brotherhood of St Laurence website.

No Interest Loans

You may be able to get a No Interest Loan (NIL) from Good Shepherd to help you with costs.

NILs let you borrow money for essential goods and services, like car repairs or school uniforms. You pay no interest and you only repay what you borrow.

Find out more about No Interest Loans on the Good Shepherd website.

Using financial services

Financial Information Service

Services Australia’s Financial Information Service can help you make informed decisions about your finances. They can help you plan for the future and take control of your finances. Anyone can use this service.

Find out more about the Financial Information Service on the Services Australia website.

Financial counselling

A financial counsellor can help if you’re struggling with bills and debt. You can call a support line or find a free financial counsellor near you. They can help you find ways to improve your situation.

Find out more about financial counselling on the Moneysmart website.