Budgeting with a family

Budgeting

A family budget can be a good way to manage your money. Find out how to create a budget on the Services Australia website.

Getting help with your family’s costs

You may be able to get financial support for your family. Explore payments you may be eligible for. 

Help with school costs

You may be eligible for help to pay for school costs or home internet. Find out what you may be eligible for, as well as how you can reduce back to school costs. These links will take you away from myGov. 

No Interest Loans

You may be able to get a No Interest Loan (NIL) from Good Shepherd to help with certain costs.

NILs let you borrow money for essential goods and services, like car repairs or school uniforms. You pay no interest and you only repay what you borrow.

Find out more about No Interest Loans, and a full list of what you can use them for, on the Good Shepherd website.

Using financial services

Financial Information Service

Services Australia’s Financial Information Service can help you make more informed decisions about your finances. They can help you prepare for the future and take control of your finances. Anyone can use this service.

Find out more about the Financial Information Service on the Services Australia website.

Financial counselling

A financial counsellor can advise you if you need help with bills and debt. You can call a support line or find a free financial counsellor near you. They can help you find ways to improve your financial situation.

Find out more about financial counselling on the Moneysmart website.