Tax support and early access to your super
How the ATO can help with your tax return or if you’re having financial difficulties access to your super early.
Get help if you can’t pay or lodge on time
If you can’t lodge your tax return or pay your tax on time, tell the Australian Taxation Office (ATO) early.
Depending on your circumstances, the ATO may:
- give you extra time to lodge or pay your tax
- set up a tailored payment plan
- remit penalties or interest
- defer a compulsory repayment, such as Higher Education Loan Program (HELP) or Standard Financial Statement (SFS) debt
- release you from some, or all, of your tax debt
- process your tax return as a priority.
Find out more about tax support for individuals on the ATO website.
Accessing your super early
There are very limited circumstances where you can access your super early. Some of these include:
- access on compassionate grounds
- access due to a terminal medical condition
- access due to severe financial hardship
- access due to temporary or permanent incapacity.
Find out more about when you can access your super early on the ATO website.
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Page last updated: 18 June 2026