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Getting help to conceive

If you need fertility treatment or IVF, you may be able to claim money back from Medicare.

Medicare and fertility treatments

How much you get back from Medicare depends on:

  • the treatment and services you need
  • how much your doctor charges
  • if you have private health insurance.

You may be able to get more money back through Medicare Safety Nets. You can get this when you spend over a certain amount on medical services in a calendar year.

Make sure you talk to your clinic and insurer to find out what the costs are, what you’ll get back and how much you need to pay.

Find out more

Find out more about what Medicare covers, the Medicare Safety Nets and find resources for fertility treatment and IVF. These links will take you away from myGov.

  • What Medicare covers

    Find out what Medicare covers if you need help to conceive on the Services Australia website.

  • Medicare Safety Nets

    When you reach the Medicare Safety Nets threshold, Medicare will pay more of your health care costs.

  • Fertility tests and treatments

    Find out what fertility tests and treatments there are on the Pregnancy, Birth and Baby website.

  • IVF

    Find out about IVF procedures and why someone may use IVF on the Pregnancy, Birth and Baby website.

Mental health support

Trying to conceive can be an emotional time, and you need to make sure you’re looking after yourself.

Medicare may cover some costs for up to 10 sessions with a mental health professional. Speak to your GP about a mental health treatment plan to access mental health services at a lower cost. Find out more about mental health care and Medicare on the Services Australia website.

You can also reach out to a support service any time. Find out more about getting mental health support.
Page last updated: 19 September 2024