Getting your debt under control

Information and support to help you manage your debt if you’re in financial hardship.

Get started

Find information and resources to get you started with dealing with your debt.

Get advice

The Moneysmart website has information about who you can turn to for financial advice. These links will take you away from myGov.

  • Financial counselling

    Find free and confidential advice and support for people struggling with bills and debt.

  • Free legal advice

    Find out how you can get free legal advice if you’re in debt and facing legal action.

Other help

Moneysmart has other resources that can help you deal with debt. These links will take you away from myGov.

  • Dealing with debt collectors

    Learn what debt collectors can and can’t do and how to manage them on the Moneysmart website.

  • Credit repair

    Learn about how to improve your credit score or fix errors in your credit report on the Moneysmart website.
Page last updated: 26 March 2024