Help to get your finances in order for retirement

Choosing when to retire is a big decision that can affect you financially. There are many resources and services that can help you make good financial choices.

Retirement income

The age you retire and how much money you’ll need when you retire is different for everyone. Most people who retire around 65 will need a retirement income for 20 years or more.

You can find more information on retirement income, including a helpful retirement planner tool on the Moneysmart website.

Financial Information Service

Services Australia has a free service to help educate people with managing their finances. You can find out more about the Financial Information Service on the Services Australia website.

Financial advisers

A financial adviser can help you make smart financial choices and manage your finances. The Moneysmart website has resources to help you find and choose a financial adviser. These links will take you away from myGov.


Having a budget when you retire can help prevent you from spending more money than you can afford to. Knowing your retirement budget can also help you plan for how much money you will need when you retire.

The Moneysmart website has resources to help you get started with budgeting and tracking your spending.

Finding unclaimed money

Some people have unclaimed money they don’t know about. You may have money waiting for you from bank accounts, investments, lost super or Medicare benefits. Learn more about finding lost money.

Page last updated: 17 May 2024