Help with housing costs

Concessions, payments and housing options

You may get concessions, or government payments to help you with housing costs. If you’re at risk of homelessness, you may be able to find emergency housing.

Whether you’re renting, own your home or if you’re on a low income, find out what’s available.

Managing your mortgage

If you have a mortgage, you may save money by switching home loans. You can talk to a mortgage broker or compare loans yourself.

There’s information to help you on the Moneysmart website. These links will take you away from myGov.

Problems paying your mortgage

Your bank can help if you’re having problems paying your mortgage. They may change your loan term, pause or reduce your payments. Get in touch with your bank and speak with their financial hardship area as a first step.

Find out more if you’re having problems paying your mortgage on the Moneysmart website. You can also speak to someone about home loans on the National Debt Helpline website.