Financial support as you get older
Centrelink payments
You may be eligible for a Centrelink payment as you get older. These links will take you to the Services Australia website.
Concession and health care cards
You may be eligible for a concession card to help you pay for things like medicine, utilities and transport.
Use these links to check all the eligibility details. These links will take you away from myGov.
Seniors Card
A Seniors Card gives you access to discounts and benefits on a range of goods and services in your state or territory.
Find out how to apply in your state or territory. These links will take you away from myGov.
| State or territory | Resource |
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ACT |
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NSW |
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NT |
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Qld |
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SA |
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Tas |
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Vic |
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WA |
Loans
Home Equity Access Scheme
The Home Equity Access Scheme (HEAS) lets older Australians get a loan from the government using their property as security. You or your partner may use the scheme to supplement your retirement income.
Find out about HEAS on the Services Australia website, or HEAS for veterans on the Department of Veterans' Affairs (DVA) website.
No Interest Loans
You may be able to get a No Interest Loan (NIL) from Good Shepherd to help with certain costs. NILs let you borrow money for essential goods and services. You pay no interest and you only repay what you borrow.
Find out about No Interest Loans on the Good Shepherd website.
More to explore
There are other payments, services and concessions you may get.