Home Living arrangements Finding, renting and buying a home Help with homelessness Financial help if you’re homeless

Financial help if you’re homeless

Find out about payments, no interest loans and other financial support if you’re homeless or at risk of being homeless.

If you’re homeless and need help with money, you may be eligible for a payment from Centrelink.

Find out more about income support payments and advance payment. Some of these links will take you away from myGov.

  • Income support payments

    Find out about income support payments that could help you with living costs on the Services Australia website.

  • Advance payment

    If you get a Services Australia payment, you can sometimes apply to get part of your payment early.

Services Australia has staff who work with people going through difficult times, like homelessness.

Some staff members work alongside community organisations or visit regularly. They are sometimes called Community Engagement Officers or Community Partnership Specialist Officers.

Services Australia also has trained social workers you can speak to if you’re going through a difficult time.

Find out more about Community Engagement Officers and social workers on the Services Australia website. These links will take you away from myGov.

No Interest Loans

You may be able to get a No Interest Loan (NIL) from Good Shepherd to help you with costs. NILs let you borrow money for essential goods, such as white goods and car repairs. You may also get help to pay for a rental bond. You pay no interest and you only repay what you borrow.

Find out more about No Interest Loans on the Good Shepherd website.

Centrepay

If you get a Centrelink payment, you can use Centrepay to pay for expenses directly from your payment. Find out more about Centrepay.

Help with health care

You may be eligible for a Low Income Health Care Card if you have a low income. This can help you get cheaper health care and discounts.

If you get a payment from Centrelink, you may already have a Health Care Card. Find out more about the Low Income Health Care Card.
Page last updated: 19 August 2024